Electrical Systems Cover
Protection against modern vehicle electrical failures — sensors, ECUs, central locking, and more.
About Electrical Systems Cover
Modern vehicles are packed with electronic systems that can fail unexpectedly. Electrical systems MBI cover protects the engine management unit (ECU), fuel injection sensors and components, ABS control modules, airbag controllers, central locking mechanisms, electric window motors and regulators, infotainment and navigation systems, alternators and starters, power steering modules, and electronic throttle controls. Electrical faults are notoriously difficult to diagnose and expensive to repair — labour costs alone can exceed $1,000 before any parts are replaced. As vehicles become increasingly "digital", electrical cover is no longer a luxury but a necessity. This policy is particularly valuable for Japanese import vehicles, which can have complex proprietary electronics that require specialist diagnostics in New Zealand.
✅ Typically Covered
- •Sudden & unexpected component failure
- •Parts and labour at approved workshops
- •Towing costs to repairer
- •Rental car during repairs
- •Accommodation if stranded
❌ Typically Excluded
- •Wear and tear items
- •Scheduled maintenance
- •Pre-existing conditions
- •Accident damage
- •Undisclosed modifications
Getting Electrical Systems Cover Cover
Our licensed NZ brokers compare electrical systems cover policies from multiple providers to find the best fit for your vehicle and budget. Submit a free quote request for a personalised comparison within 24 hours.
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