Drivetrain & Transmission
Targeted cover for the most expensive mechanical repairs — gearbox, driveshafts, and differentials.
About Drivetrain & Transmission
Drivetrain and transmission failures are among the most expensive vehicle repairs in New Zealand, often exceeding $5,000–$15,000. This targeted MBI cover specifically protects the transmission (automatic and manual gearboxes), transfer case and 4WD components, front and rear differentials, driveshafts and CV joints, propeller shafts, and torque converters. Drivetrain failures can happen suddenly and without warning — often caused by internal wear rather than driver error. This policy type is ideal for owners of SUVs, 4WDs, utes, and older vehicles where drivetrain replacement costs are disproportionately high relative to the vehicle's value. Cover typically includes parts and labour at approved workshops across NZ, with many policies also including a courtesy vehicle during repairs.
✅ Typically Covered
- •Sudden & unexpected component failure
- •Parts and labour at approved workshops
- •Towing costs to repairer
- •Rental car during repairs
- •Accommodation if stranded
❌ Typically Excluded
- •Wear and tear items
- •Scheduled maintenance
- •Pre-existing conditions
- •Accident damage
- •Undisclosed modifications
Getting Drivetrain & Transmission Cover
Our licensed NZ brokers compare drivetrain & transmission policies from multiple providers to find the best fit for your vehicle and budget. Submit a free quote request for a personalised comparison within 24 hours.
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