Comprehensive MBI
The broadest mechanical breakdown cover available — engine, transmission, electrical and more.
About Comprehensive MBI
Comprehensive Mechanical Breakdown Insurance (MBI) covers the widest range of mechanical and electrical failures. This typically includes the engine (internal components, gaskets, seals), transmission and gearbox, cooling system, fuel injection and management systems, braking systems, steering components, drive axles, electrical systems and wiring, air conditioning, central locking and windows. When an unexpected part fails outside of manufacturer warranty, your comprehensive MBI policy pays for parts and labour at approved repair facilities throughout New Zealand. Most comprehensive policies also include roadside assistance, towing costs, and daily rental car cover if your vehicle is immobilised for repairs. This is the preferred choice for Kiwi vehicle owners who want total peace of mind against costly repair bills.
✅ Typically Covered
- •Sudden & unexpected component failure
- •Parts and labour at approved workshops
- •Towing costs to repairer
- •Rental car during repairs
- •Accommodation if stranded
❌ Typically Excluded
- •Wear and tear items
- •Scheduled maintenance
- •Pre-existing conditions
- •Accident damage
- •Undisclosed modifications
Getting Comprehensive MBI Cover
Our licensed NZ brokers compare comprehensive mbi policies from multiple providers to find the best fit for your vehicle and budget. Submit a free quote request for a personalised comparison within 24 hours.
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