Disclaimer

Nature of This Service

BreakdownInsurance.co.nz is operated by Cover4You Limited. We are an independent information and lead generation service. We are not an insurance company, underwriter, or licensed financial adviser under the Financial Markets Conduct Act 2013.

General Information Only

All information published on BreakdownInsurance.co.nz is general in nature and is intended for informational purposes only. Nothing on this website constitutes financial advice, insurance advice, or a recommendation to purchase any specific product. You should always seek independent professional advice before purchasing any insurance product.

Quote Referrals

When you submit a quote request through this website, your details are forwarded to licensed New Zealand insurance brokers and advisors who operate independently of Cover4You Limited. These brokers will contact you directly and are responsible for the advice and quotes they provide. Cover4You Limited may receive a referral fee when such introductions result in policy sales.

Accuracy of Information

While we endeavour to maintain accurate, current information on this website, Cover4You Limited makes no representations or warranties about the completeness, accuracy, or suitability of any information. MBI products, pricing, and terms change frequently. Always verify information directly with the insurer or broker before making any financial decision.

Regulatory Context

MBI products in New Zealand are regulated by the Reserve Bank of New Zealand (RBNZ) and the Financial Markets Authority (FMA). The Insurance Council of New Zealand (ICNZ) maintains industry standards. We recommend consulting these regulatory bodies' resources when evaluating any insurance product.

Contact

For enquiries about this disclaimer, contact us at hello@cover4you.co.nz.