About BreakdownInsurance.co.nz
New Zealand's independent Mechanical Breakdown Insurance information and comparison service.
Who We Are
BreakdownInsurance.co.nz is operated by Cover4You Limited, a New Zealand Owned & Operated company focused on helping Kiwi vehicle owners understand, compare, and access Mechanical Breakdown Insurance (MBI) products. We are an independent information and lead generation service — not an insurer or underwriter.
Our team has deep experience in the New Zealand insurance market and is passionate about helping everyday Kiwis make informed decisions about protecting their vehicles. We believe the MBI market lacks transparency and that independent, jargon-free information is genuinely valuable for New Zealand vehicle owners.
What We Do
Independent Information
We publish detailed, unbiased guides about MBI products, providers, and coverage options to help you make informed decisions.
Provider Comparison
We compare NZ's leading MBI providers across coverage breadth, claims service, pricing, and additional benefits.
Free Quote Matching
When you submit a quote request, we connect you with licensed NZ insurance brokers who provide personalised quotes within 24 hours.
Consumer Education
We explain MBI in plain English — no jargon, no misleading claims — so you understand exactly what you're buying.
Our Commitment
We are committed to providing accurate, up-to-date information about MBI in New Zealand. We do not accept advertising from specific providers in exchange for favourable coverage, and our editorial content reflects our genuine assessment of the NZ MBI market.
Cover4You Limited may receive referral fees from partner brokers when we connect customers with their services. This is disclosed clearly in our disclaimer. Our referral partnerships do not influence the information or comparisons we publish — we present all providers fairly.
Regulatory Framework
The MBI products we reference on this site are insurance products regulated by the Reserve Bank of New Zealand (RBNZ) and the Financial Markets Authority (FMA). The Insurance Council of New Zealand (ICNZ) provides industry guidelines and standards that reputable MBI providers adhere to.
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